CDARS is the Certificate of Deposit Account Registry Service®.  And it's the easiest, most convenient way to enjoy access to full FDIC insurance on large deposits.

    • Everything is handled through our bank.  Your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS network.  Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so that your entire investment is eligible for FDIC protection.  By working with just one bank – our bank – you can receive insurance through many.
    • You earn one rate on your entire investment - so you can forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.
    • You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details.  With CDARS, there's no need to manually consolidate statements, track changing collateral values, or use private surety bonds.


CDARS and Certificate of Deposit Registry Service are registered service marks of Promontory Interfinancial Network, LLC. Funds may be submitted for placement only after depositors enter into CDARS Deposit Placement Agreement with us.  The agreement contains important information and conditions regarding the placement of funds by us.


For additional infomation please contact us at 717-328-3121.